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Why Buy From Us?
  • 3-Minute Easy Application
  • Same Day Approval
  • Budget Friendly - Low Payments
  • Brand Name Quality Products
  • No Setup or Membership Fees
  • In-house Customer Service
  • Payroll Deduction or Allotment
  • No Credit Card Necessary
  • Free Delivery - White Glove Setup
  • Up to 36 Months To Pay
  • Approval Based on Work History
  • Free Extended Furniture Warranty
How it Works How it Works Why Luther Sales? Popular Products Logos

Buy Now Pay Later Furniture Financing plus Computers, TVs, Electronics, Appliances and More...

Luxury Made Easy. From furniture and appliance purchases, to computers, TVs, jewelry and electronics purchases, you can qualify based on your job, not your credit score. Now you and your family can get the computer, appliance and furniture items that you want, when you need it by qualifying for our buy now pay later plans. We even offer bad credit financing while providing high quality, brand name products and premium service on terms you can afford. Note: Some people call this "Payroll Shopping".

No Stress Payments. LutherSales promotes responsible purchasing through salary allotment or payroll deduction. Your payments are a fixed amount with a defined finish line. No more writing checks or forgetting to mail the payment, we're here to make buy now pay later furniture financing easy.

How Do I Qualify? You Qualify with your Job! Applying is a simple One-Step Process. Just submit an Application, and we will reply within the same day. It is our goal to find ways for you to purchase and pay for products you need and want. We have several payment plans. You can also see the terms and conditions of sale in the application.

Bad Credit Financing Available. IF you fall below the minimum qualifications, and need bad credit financing? We most likely have a bad credit financing plan for you, or we may still approve your credit purchase with a down payment. We want to say YES... Call to speak with a special Buy Now Pay Later service representative for more details. Note: Some people call this "Payroll Shopping".

Quality and Convenience. As a LutherCharge Membership Card holder you get the added protection of our extended furniture warranty. This entitles you to free service on your buy now pay later furniture financing purchase for the life of your payment plan in accordance with the manufacturer's warranty. We also offer free nationwide white glove delivery service and world class customer service. At LutherSales your satisfaction is our top priority.

Boost Your Buying Power at LutherSales - Your Buy Now Pay Later Furniture, Computer, Electronics and Appliance Store! Bad Credit Financing Available.

All Other Inquiries Click Here.



LutherCharge Card

Just how easy is it?

  • 3-Minute Application
  • No Credit Card Required
  • Low Monthly Payments
  • Brand Names
  • Free Delivery
Apply Now

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"You guys were the only people willing to give me credit when I couldn’t get any."

“Thanks to Luther Sales I was able to get all the electronics that I wanted – a laptop and itouch. The hassle free payroll deduction makes it easy to make timely payments."

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