We ethically help people rebuild credit while empowering them to make essential purchases and lead a better life.

Offering employees the opportunity to purchase premium products for their home through the convenience of Sponsored Payroll Deduction is sure to increase employee retention and morale. Our program is trouble free for the employer. From the application process to product selection to in home delivery LutherSales handles all the details. There is no cost or liability imposed by LutherSales to employers.

Advantages of Sponsored Payroll deduction for both employer and employee

  • Faster approval process
  • Additional discount on payment plans (15% platinum rate)
  • Employees get their merchandise sooner
  • Reducing financial stress with low budgeted payments tied to income never exceeding 7% of gross pay
  • 6 Months to 36 Months to pay for general merchandise
  • 12 Months to pay for vacations absolutely interest FREE
  • FREE SHIPPING on all merchandise and FREE professional in-home assembly on all furniture
  • FREE WARRANTY on all furniture for the life of the payment plan
  • Reporting timely payments to the credit bureaus to improve credit scores
  • In-House Team of credit counselor’s educating customer’s on the responsible use of credit

Our strict underwriting policies take into account gross income, net income and current existing obligations to assure affordability.