10 Tips to Stress Free Holiday Shopping [2015-2016]

Whether it involves scuttling around like lost penguins in a store parking lot for Black Friday electronics, or racing other parents for that last hot toy, just about everybody deserves a badge for competing in the survival game known as holiday shopping.

Perhaps you are not radical enough to “quit” the holidays for the sole purpose of avoid holiday shopping, but let’s be honest, holiday shopping can be nightmarish. You have to brave crowded malls, insane price tags, and the same old Christmas carols on repeat. This year if you are looking for change, try these tips to state sane in the Holiday Shopping Madness.

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1. Make A List

 

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Planning should be the easier part. Make a list for everyone you plan to buy a gift for, no matter how small the gift may be. Dig deep into the back of your head to make sure you cover all those small gift receivers. This way you can get the better idea on the maximum amount you are willing to spend, and reduce last minute gift purchasing for someone you forgot. Those last minute trips tend to be the worst shopping experience and sometimes end up costing you more, which can blow your budget. Don’t forget to keep tabs of people who will receive holiday tips, such as your doorman, babysitter and mail carrier. The strategic planning goes a long way. Just in case you don’t feel the vibe, put on that Christmas music.

 

2. Warm Up Ahead


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Don’t wait until after Thanksgiving to start buying holiday gifts. Keep your eyes open all year round for items friends and family would like. Get the easy and small gift out first, and get them off your list before the holiday shopping madness hits. Begin setting asisde small  budgets for these gifts as early as October.  Saving ahead can take a lot pressure off your December shopping budget.

 

 

3. Experiences Can Be Great Gift Too

 

 

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Instead of buying material goods that your family members aren’t that excited about, consider buying a day or weekend trip that you can share together. It may make more sense to invest money in creating a family memory that will last forever than buying an item that will have a short life span.

Vacationwiser.com by LutherSales is designed to provide such an experience. Plan a dream vacation for you and your family this holiday season.  Speak with our professional travel planner and learn more about this exciting travel now, pay later program.  You can trade in the cold for a calm summer breeze with Vacationwiser.com. We can even help you repair and rebuild your credit while you are soaking up some rays.  Call us today and find out how.

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4. Resist Self-Gifting

 

 

Perhaps you have been the nicest child all year and is on Santa's top list, and you really deserve a nice gift... Well don't take the beauty of holiday gift-giving away from it. Just drop the right hint to your family or spouse and keep the holiday spirit alive!

 

 

 

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Communication is key though.

 

5. Don't Sign Up For Retail Cards

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Unless you can reap massive savings in a store on a regular basis, don't sign up for a retail credit card at checkout. When you apply for retail credit card, a hard inquiry on your credit report can drop your credit score. Store credit cards almost always come with high interest rates that were designed to be profitable to the company, even at the cost of a seemly generous upfront discount. If you used a store credit card, pay the balance in full before your next billing cycle to avoid high interest rate.

 

 

 

For alternative, look into fix rate credit shopping option like LutherSales.com. The buy now pay later payment procedure break down big purchase into monthly payments that fits any type of budget. With no need of credit card or any credit check, shoppers get purchase limit offers base on their job. After a fast 3 minute application, once approved, customer will be able to shop from the extensive catalog featuring everything from the latest apple product, multiple purpose drone, brand name furniture, home appliances and more. Got question? Speak with one of our personal shopper to learn more about the Luther experience.phone

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6. Be Phone Savvy

 

 

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The Amazon Price Checker app lets you scan the barcodes of items in a store and compare to prices of the same item online. It is available for both iPhones andAndroidsShopkick is another great app that rewards you just for visiting stores by offering you special discounts. Make purchases at the store and you’ll get even more points to put towards a future reward.

 

 

7. Shop Alone


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Shopping alone is not nearly as fun as shopping in gang. But soloing will save you time and money by preventing influenced purchases and spur-of-the-moment decisions. Tip: stay on social media and chat apps to alleviate symptoms of loneliness when shopping alone.

9. Get Free Gift Wrapping

 

 

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For those of us that specialized in modernist gift-wrapping technique, it's probably a no-brainer to be actively searching for free or discounted gift wrapping at local or online stores. Besides, the cost of packaging can really adds up.

 

9. Shop Securely Online

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For online shoppers, a security app or software is essential to your online transaction. Security expert Kaspersky claims that 40% of mobile users does not have a security app on their phone. Also noticeably is that while younger users more often use their devices for shopping, users ages 50 and older were more likely to have security on their device.

 

 

For PC and Mac user, the ad-block browser extension plugin is a popular way to stop most pop-up ads.

 

10. Do It Yourself


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If your are the creative type, you may avoid mall madness altogether and bake, craft, knit unique gifts for friends and family. Youtube can teach you anything from making nuclear reactor to DIY holiday gifts, give it a try. Pinterest, Etsy.com and our Facebook page  can offer good inspiration for a creative holiday.

 

 

 

 

 

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