Unique Money Saving Tips – FREE Gym Classes

Your health is important, but if you are working on saving money and paying off debts, the gym can be a hefty cost. Most gyms lock you into a year long contract ranging from $30-50 a month. If you’re more of a yoga/ kickboxing/ crossfit kind of person, classes can cost you as much as…

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Eating Before Bed: Fact or Fiction?

With so much information on the internet, it’s hard to know what to believe when it comes health and fitness. Fat is bad, sugar is good. No! No! No! Sugar’s bad, fat is good. Cardio burns more fat. No! Weight training is better. What’s a gal to do?   In this blog, we will take…

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Why You Should Carry Cash

Most people don’t carry cash nowadays …but if you are trying to improve your financial wellness in 2017, you should consider doing so. Reviewing what you’re spending on each transaction makes you focus on the amount and frequency of your spending, whereas a credit card, you’re less likely to think about how much and how…

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3 Fun Ways To Workout With Your Kids

There is a string of Mommy & Me/ Daddy and Me workout Bootcamps nowadays but you don’t need to drag the kids to the gym to ingrain healthy habits. Children model their parent’s behavior so it’s best to practice what you preach and lead by example. There are many benefits of exercising with your child. It’s a great way to…

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Simple S’Mores Cups!

In honor of S’Mores Day, enjoy this melty, marshmallow-y, simple and delicious S’mores Cups recipe: INGREDIENTS Graham Crackers Chocolate Chips or a Chocolate Bar chopped into pieces Large Marshmallows 6 tablespoons butter- melted Powdered Sugar- ¼ cup INSTRUCTIONS Crush 8 graham crackers in a food processor or in a large Ziploc bag. Add the melted…

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The Ultimate Back To School Checklist

As hot summer days begin to fade to cool nights, it serves as a reminder that the school semester will be here soon. LutherSales™ takes the hassle out of school shopping by offering several affordable payment plans, and we provide the convenience of online shopping and free shipping nationwide. Bad credit financing is available. What…

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Set Up Weekly Money Chats

Discuss upcoming bills and expenses, as well as savings goals you’d like to reach. Together, you can check your accounts to see where you stand. It’s also a good idea to check your spending against your budget to make sure you’re on target for the month.   Click the Banner Below for Free Financial Wellness…

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Try This Super Simple 3-Ingredient Chili Dip Recipe

Break out the snacks! It’s football season. Whether you love the game or are just in it for the chips and dips, this easy recipe for chili dip will be a hit. No slow cooker necessary. Just a microwave and 3-ingredients: Progresso’s Pork and Beef Chili with Beans 8 ounce cheese cubes (sharp cheddar works…

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Set Annual Goals Together

As part of your financial wellness goals as a couple, set some annual goals together. Talk about what each of you would like to accomplish over the coming year. Do you want to pay off debt, establish emergency savings or start investing? Talk about those goals and prioritize them; then map out a strategy together…

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Make Better Credit a Goal as a Couple

Whether one person’s score is high and the other is low or you’re both low, talk about steps you can each take to improve your credit. This often starts with paying down existing debt. Prioritize debt repayment as a couple so the highest interest rate debts like credit cards get paid off first, and then…

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