Portable Generator Safety Tips
While generators are extremely powerful and helpful, it is of the utmost importance that you follow these portable generator safety tips. In addition, always read the owner’s manual and instructions for your portable generator, which also provide safety tips. Portable Generator Safety Tips Carbon Monoxide and Ventilation Portable generator exhaust contains carbon monoxide, a deadly…
Do I Need Good Credit To Get Approved at LutherSales?
We receive a lot calls from customers asking, “Do I need good credit to be approved?” The answer is NO. At LutherSales™, your job is your credit so you do NOT need good credit to get approved. Who’s eligible for our program: •Federal Government employees with 2 years full-time service. •Municipal or State Government employees…
5 Elements of Financial Wellness
There are five elements of financial wellness that every individual should know: Spending: Have an understanding of what you’re spending your money on: groceries, clothing, coffee shops, and how much you are spending. More importantly, spend less than what you earn so you are able to set aside money to reach your financial goals. Emergencies…
Financial Wellness Tips for College Grads
During college, no one really teaches you the importance of establishing a good credit. But as you enter into the real world, it’s important to be aware that your credit history will affect you getting a mortgage, car loan, apartments, and even potential jobs. Your credit history is a key factor making up your credit…
Unique Money Saving Tips – FREE Gym Classes
Your health is important, but if you are working on saving money and paying off debts, the gym can be a hefty cost. Most gyms lock you into a year long contract ranging from $30-50 a month. If you’re more of a yoga/ kickboxing/ crossfit kind of person, classes can cost you as much as…
Why You Should Carry Cash
Most people don’t carry cash nowadays …but if you are trying to improve your financial wellness in 2017, you should consider doing so. Reviewing what you’re spending on each transaction makes you focus on the amount and frequency of your spending, whereas a credit card, you’re less likely to think about how much and how…
Set Up Weekly Money Chats
Discuss upcoming bills and expenses, as well as savings goals you’d like to reach. Together, you can check your accounts to see where you stand. It’s also a good idea to check your spending against your budget to make sure you’re on target for the month. Click the Banner Below for Free Financial Wellness…
Try This Super Simple 3-Ingredient Chili Dip Recipe
Break out the snacks! It’s football season. Whether you love the game or are just in it for the chips and dips, this easy recipe for chili dip will be a hit. No slow cooker necessary. Just a microwave and 3-ingredients: Progresso’s Pork and Beef Chili with Beans 8 ounce cheese cubes (sharp cheddar works…
Set Annual Goals Together
As part of your financial wellness goals as a couple, set some annual goals together. Talk about what each of you would like to accomplish over the coming year. Do you want to pay off debt, establish emergency savings or start investing? Talk about those goals and prioritize them; then map out a strategy together…
3 Financial Wellness Tips for College Students
Oh, carefree high school days – how I long not to worry about paying a mortgage or grocery shopping or, ya know, responsibility in general. When you’re young, you don’t truly grasp how much college actually costs and how long your loans will actually haunt you for. If you’re not fortunate enough to have parents that…
