Unique Money Saving Tips – FREE Gym Classes
Your health is important, but if you are working on saving money and paying off debts, the gym can be a hefty cost. Most gyms lock you into a year long contract ranging from $30-50 a month. If you’re more of a yoga/ kickboxing/ crossfit kind of person, classes can cost you as much as…
5 Easy Tips To Save Your iPhone Battery
You’re busying getting ready for a big event. You get in the car and put on your GPS. You’re almost there, and then it happens: your battery dies and you have no clue where you are going. Sound familiar? Any iPhone user knows to keep that charger handy because then battery drains pretty quickly. But…
Produce Extra Savings
Financial wellness is the ways wealth and income affect our emotional and physical well-being. In this tip, we will be discussing how to produce extra savings. Are you having trouble with your savings goals? Track your spending. If you’re having trouble hitting your saving goals, you may need to track your spending for a month to…
Keep Cash On Hand
Most people don’t carry around cash nowadays, but this is why we should: when you have to review what you’re spending, each transaction brings your focus onto the amount and frequency of your spending. Try it out. Be sure to “like” us on Facebook, Twitter, and Instagram so you’ll never miss out on ways to financially empower yourself! For…
Consider Living On-Campus.
Financial Wellness Tip: College Edition The idea of trading dorm life for your own off-campus apartment sounds great—no curfews or RAs watching your every move, but there are more costs involved with living off campus than you probably realize. Besides paying rent, you will likely have utility bills and grocery expenses. You also might need to pay…
Control Debt
Once you know what you owe, make a plan to control debt with these 5 tips: Pay off credit cards with high interest rates first—then get rid of them. Pay as much as you can on your smallest debts and pay at least the minimum on large ones—even modest accomplishments can be great motivation. If…
Tips On How You Can Regain Financial Control
Are you your biggest obstacle in regaining control of your finances and restoring your credit? Unexpected expenses are likely to come up in life. As they say, life happens. But if your spending based on emotion, like choosing a more expensive bedroom set than necessary or buying a brand new 70″ TV when your old…
Make Your Money Count
Want to develop an accurate picture of the amount of money you will have in the future? Take a look back. Decide if your income will be the same or from different sources, and what will be the amount of income you can expect to earn in the future? The Income Worksheet Form will help you determine the amount…
Check your insurance coverage
Review your health, life and property insurance coverage every year. Keep in mind, the least expensive option may not be the best value. Consider term life insurance instead of the more expensive whole life, and be sure to review your beneficiary designations. Group plans tend to be less expensive than individual plans, so explore any coverage…
Shopping Responsibly with LutherSales™
We all want to buy things that will make life more comfortable, more exciting, and more convenient. We all want the most fashionable furniture, the latest gadgets, and even some time to “get away” with friends and family. With today’s economy, it’s not always easy to have all this and pay for it responsibly —…
