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fade-leftfade-rightWhy Buy From Us?

  • 3-Minute Easy Application

    You can get started in less time than it takes to boil an egg.

  • Same Day Approval

    No long waiting period to find out you eligibility.

  • Budget Friendly-Low Payments

    Many payment options to fit into any budget.

  • Brand Name Quality Products

    We offer the best brands in furniture, appliances, electronics,jewelry and much more!

  • No Setup or Membership Fees

    Setting up an account is 100% FREE!

  • In-house Customer Service

    We pride ourselves on 100% customer satisfaction!

  • Payroll Deduction or Allotment

    Make maintaining you payments even easier with Payroll Deduction or Allotment.

  • No Credit Card Necessary

    No Credit Card? No Problem!


 • Free Delivery-White Glove Setup
• Up to 36 Months to Pay
• Approval Based on Work History
• Free Extended Furniture Warranty


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fade-leftfade-rightA Small Sampling Of What Satisfied Customers Are Saying:

Edie R.

"Just wanted to say THANKS again for the awesome customer service! I needed service on a TV, the warranty was closed to expiring and LutherSales got me exactly the information I needed to get the issue resolved. What made it even better was that they responded to me with the information within an hour, within two hours I had a service appointment scheduled. They even followed up to make sure I had everything I needed.

It's great to know that LutherSales cares about customer satisfaction - even one year after my purchase! You will definitely have my return business!"

Charlie R.

"I am very impressed with the product and the handling of the merchandise by the delivery team. They were on time; the merchandise was still packaged and handled by the team so as to not even put a scratch on it. The photos of the merchandise when browsing does not do give a very clear picture of what I was getting in detail so when we received it we were blown away by the quality of it all."

A. Perez

"I was informed by your processing department, that I was the first Station Casinos team member to make a purchase using the employee purchase program. I was really surprised at just the sheer volume of your items. You guys have everything, computers, furniture, beds, etc. I purchased a new computer and have not been disappointed, not just by the product, but the whole experience. From how quickly I received the confirmation call, to interacting with Norman, (whose just great), to the confirmation department, everyone was courteous, helpful. The computer arrived as scheduled, and I’ve never been happier with a company."

A. Rodriguez

“Thanks to Luther Sales I was able to get all the electronics that I wanted – a laptop and Itouch. The hassle free payroll deduction makes it easy to make timely payments. My Sales person Dolores, was very patient and kind. She helped the application and order process to go very smoothly. I have tried other companies, but did not receive the same good customer service that I received from LutherSales.”



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Buy Now Pay Later Furniture Financing plus Computers, TVs, Electronics, Appliances and More...


Luxury Made Easy. From furniture and appliance purchases, to computers, TVs, jewelry and electronics purchases, you can qualify based on your job, not your credit score. Now you and your family can get the computer, appliance and furniture items that you want, when you need it by qualifying for our buy now pay later plans. We even offer bad credit financing while providing high quality, brand name products and premium service on terms you can afford. Note: Some people call this "Payroll Shopping".

No Stress Payments. LutherSales promotes responsible purchasing through salary allotment or payroll deduction. Your payments are a fixed amount with a defined finish line. No more writing checks or forgetting to mail the payment, we're here to make buy now pay later furniture financing easy.

How Do I Qualify? You Qualify with your Job! Applying is a simple One-Step Process. Just submit an Application, and we will reply within the same day. It is our goal to find ways for you to purchase and pay for products you need and want. We have several payment plans. You can also see the terms and conditions of sale in the application.

Bad Credit Financing Available. IF you fall below the minimum qualifications, and need bad credit financing? We most likely have a bad credit financing plan for you, or we may still approve your credit purchase with a down payment. We want to say YES... Call to speak with a special Buy Now Pay Later service representative for more details. Note: Some people call this "Payroll Shopping".

Quality and Convenience. As a LutherCharge Membership Card holder you get the added protection of our extended furniture warranty. This entitles you to free service on your buy now pay later furniture financing purchase for the life of your payment plan in accordance with the manufacturer's warranty. We also offer free nationwide white glove delivery service and world class customer service. At LutherSales your satisfaction is our top priority.

Boost Your Buying Power at LutherSales - Your Buy Now Pay Later Furniture, Computer, Electronics and Appliance Store! Bad Credit Financing Available.

LutherSales Open Enrollment Is FREE and going on right now! Get started today with an easy 3-minute application.


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