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Bill Me Later Plans


We encourage you to compare buying from LutherSales vs. Other Internet Companies. We know our overall selection of Brand Name Products combined with Flexible Credit Bill Me Now Pay Later Plans tailored to your budget will meet and exceed your expectations. That is why we have been in business since 1967.

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LutherSales offers their customers the ultimate in buying power. Our Bill Me Now Pay Later plan allows you to get what you want or need now and finance it with low monthly payments. LutherSales has so many products including furniture, electronics, appliances, jewelry, and more...we make it easy to Bill You Later.

We believe that our Bill ater Plan, Customer Service and EZ Credit Purchase Process is better than our competition. This is why numerous customers of competitors have chosen to do business with the LutherSales team and use our Bill Later plans. Our "Purchase Counselors" help you select the exact product that meets your needs. We are like your Personal Shopper. Our knowledgeable staff take a personal care approach to helping you obtain the credit required to make your Bill Me Later purchase. We can often say "Yes" when others say No!

Our Bill Me Later Plans are Unique...

Our Bill Later Purchase Counselors walk clients through each step in the buying process to ensure that they feel comfortable and obtain the personal service everyone has come to expect. So...if you have been considering purchasing from any other Bill Me Later internet seller, take the time to complete our EZ Credit Application and experience the highest level of customer service available. Thank you.

  • No Stress Payments
    LutherSales promotes responsible purchasing through salary allotment or payroll deduction.
  • Effortless Approvals
    Eligibility is Based Upon Your Work History, NOT Your Credit Score. No Major Credit Card Needed. All Active Duty Military and Government Employees are Pre-Approved.
  • Affordable Terms
    You Choose the Terms which Best Suit Your Budget. FREE Nationwide Delivery and Free Set-Up on some Items
  • Personal Shoppers
    LutherSales has personal shoppers for your convenience to assist you with your purchase. They are available to help you with any questions or concerns you may have.

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LutherCharge Card

Just how easy is it?

  • 3-Minute Application
  • No Credit Card Required
  • Low Monthly Payments
  • Brand Names
  • Free Delivery
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"You guys were the only people willing to give me credit when I couldn’t get any."

“Thanks to Luther Sales I was able to get all the electronics that I wanted – a laptop and itouch. The hassle free automatic deduction makes it easy to make timely payments."

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