Make A Down Payment, And We'll Match It Dollar For Dollar

That's right. We'll match your down payment, up to 15% of the total purchase price, not including tax. We're making it easier than ever for you to have a world class living room, bedroom or dining room in your home. Browse our Living Room Collection for elegant furniture from Ashley. See our industry leading collection of Bedrooms. We have your perfect Dining Room, and a wide selection of Recliners. We have mattresses from Simmons that will give you the good night's sleep you need.

Why Buy From Us?
  • 3 Minute Application
  • Same Day Credit Approval
  • Budget Friendly - Low Payments
  • Brand Name Quality Products
  • No Set Up Fees or Down Payment
  • In-house Customer Service
  • Payroll Deduction or Allotment
  • No Credit Card Required
  • Free Delivery - White Glove Set Up
  • Choose Up To 36 Months To Pay
  • Credit Based On Work History
  • Free Extended Warranty on Furniture

Ashley Living Room Package Bedroom Set Mattress
26 Piece Living Room Package With Salsa Upholstery, Tables, Lamps, Rug, Accessories, Wall Art, Accent Pillows And More
From as low as
FREE 19" LED HDTV With This Upholstered Faux Leather 6 Piece Contemporary Bedroom Package
From as low as
Simmons Beautyrest Recharge World Class® River Lily™ Luxury Firm Pillow Top Or Plush Top Queen Mattress Set; Top Of The Line
From as low as

Terms and Conditions
Campaign requires a voluntary down payment to be made on the purchase by debit card, credit card, check or money order. Down payment match cannot exceed 15% of the purchase price not including taxes. All applicants may not qualify for the terms or pricing listed in this campaign. If pricing is shown it is for the longest term allowed for financing. Although every precaution is taken, errors in pricing and/or specs may occur. We reserve the right to correct any such errors at the time of purchase. This Offer Cannot Be Combined With Any Other Offers. Items Listed On The Garage Sale, Pre-paid Purchases, Early Payment Incentives And "Hot Buys" Listed In The LutherSales Catalog Are Not Eligible To Participate In This Promotion. Qualifying Amount Applies To Merchandise Only, Not Value Of Applicable Taxes. No Adjustments On Previous Purchases. Offer May Not Be Redeemed For Cash Or Cash Equivalent. Offer ends 02/28/15 by Midnight EST.
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LutherCharge Card

Just how easy is it?

  • 3-Minute Application
  • No Credit Card Required
  • Low Monthly Payments
  • Brand Names
  • Free Delivery
Apply Now

Luther Garage Sale

Visit Luther Garage Sale!

Get great deals on all of our overstocked items.

"You guys were the only people willing to give me credit when I couldn’t get any."

“Thanks to Luther Sales I was able to get all the electronics that I wanted – a laptop and itouch. The hassle free automatic deduction makes it easy to make timely payments."

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