Add A Touch Of Elegance With This Queen Upholstered Bed & Create The Look You Have Always Imagined
As Low As $44.67/BiWeekly
Cappuccino Counter Height Dinette Set W/8-24" Stools Featuring A Built-In Lazy Susan & Storage Base
As Low As $48.89/BiWeekly
Hanover Ventura 4-Piece Outdoor Seating Patio Set Includes Loveseat, Coffee Table & 2 Lounge Chairs
As Low As $40.24/BiWeekly


LutherSales is Luxury Made Easy. From furniture and appliance purchases, to computers, TVs, jewelry and electronics purchases, you can qualify based on your job, not your credit score. Now you and your family can get the computer, appliance and furniture items that you want, when you need it by qualifying for our buy now pay later plans. We even offer bad credit financing while providing high quality, brand name products and premium service on terms you can afford. Note: Some people call this "Payroll Shopping".

Why Buy From Us?
  • 3 Minute Easy Application
  • Same Day Approval
  • Budget Friendly - Low Payments
  • Brand Name Quality Products
  • No Setup or Membership Fees
  • In-house Customer Service
  • Payroll Deduction or Allotment
  • No Credit Card Required
  • Free Delivery - White Glove Setup
  • Up To 36 Months To Pay
  • Approval Based On Work History
  • Free Extended Warranty on Furniture
TERMS AND CONDITIONS
If pricing shown, it is for the longest term allowed for financing. All applicants may not qualify for the terms or pricing listed for this campaign. Although every precaution is taken, errors in pricing and/or specs may occur. We reserve the right to correct any such errors at the time of purchase. These offers cannot be combined with any other offer.  Items listed on the Garage Sales, Pre-Paid Purchases, Early Payment Incentives, “Hot Buys” and “Great Value” listed in the LutherSales Catalog are not part of this promotion. Qualifying amount applies to merchandise only, not the value of applicable taxes or fees. No adjustments to previous purchases.
All Other Inquiries Click Here.



LutherCharge Card

Just how easy is it?

  • 3-Minute Application
  • No Credit Card Required
  • Low Monthly Payments
  • Brand Names
  • Free Delivery
Apply Now

Luther Garage Sale

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"You guys were the only people willing to give me credit when I couldn’t get any."

“Thanks to Luther Sales I was able to get all the electronics that I wanted – a laptop and itouch. The hassle free automatic deduction makes it easy to make timely payments."

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