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Ship Now Pay Later Plans


We encourage you to compare buying from LutherSales vs. Other Internet Companies. We know our overall selection of Brand Name Products combined with Flexible Credit and Ship Now Pay Later Plans tailored to your budget will meet and exceed your expectations. That is why we have been in business since 1967. No Cost to Apply - Same Day Approval.

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How it Works How it Works EZ Sign Up for Ship Now Pay Later Browse Ship Now Pay Later Catalogs or Stores Pick Ship Now Pay Later Stores Plan Deliver from Ship Now Pay Later Catalogs

We want to say YES... and often do when others don't. Even if you have been previously turned down by others for credit, give us a try. We will provide you with an answer in the Same Day, so you can start shopping right away.

Use our Free Personal Shoppers to assist you whenever you want. We even buy products Not Found on our website and finance them for you. We use work history when approving applications. Your job IS your credit at LutherSales! Together, we can make it happen for you and your family.


LutherSales offers customers the ultimate in buying power. Our Ship Now Pay Later plans allow you to get what you want, or need now, and finance it with low monthly payments. LutherSales has many hundreds of products including computers, laptops, furniture, electronics, appliances, jewelry, and much more... we make it easy to Ship Now Pay Later.

We believe that our Ship Now Pay Later Plans, Customer Service, and EZ Credit Purchase Process is better than our competition. This is why numerous customers of competitors have chosen to do business with the LutherSales team, and use our Ship Now Pay Later plans. Our "Purchase Counselors" help you select the exact product that meets your needs. We are like your Personal Shopper! Our knowledgeable staff takes a personal care approach to helping you obtain the credit line required to make your Ship Now Pay Later purchase. We can often say "Yes" when others say No!

Our Ship Now Pay Later Plans are Unique...

Our Ship Now Pay Later Purchase Counselors walk clients through each step in the buying process to ensure that they feel comfortable and obtain the personal service everyone has come to expect. So...if you have been considering purchasing from any other Ship Now Pay Later Internet seller, take the time to complete our EZ Credit Application and experience the highest level of customer service available. Thank you...

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 Ship Now Pay Later Catalogs Store Popular Products Logos

Ship Now Pay Later Catalogs and Sales

There are online companies who augment their product offerings by selling through ship now pay later catalogs. Obviously, all product quality is not the same; however, you can rest assured that LutherSales has been in business since 1967 for good reason. Our ship now pay later catalogs are robust and yet they don't even show 15% of our total offerings.

Our Best - Ship Now Pay Later Stores Offer

Our ship now pay later store is fully-stocked with products to be enjoyed by everyone. We provide services like Personal Shoppers to assist potential customers, and current customers with selecting products, and choosing the ship now pay later financing plan that best fits their needs.



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LutherCharge Card

Just how easy is it?

  • 3-Minute Application
  • No Credit Card Required
  • Low Monthly Payments
  • Brand Names
  • Free Delivery
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"You guys were the only people willing to give me credit when I couldn’t get any."

“Thanks to Luther Sales I was able to get all the electronics that I wanted – a laptop and itouch. The hassle free automatic deduction makes it easy to make timely payments."

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