Government Employees Pre-Approved

Find Out How Much You're Approved For

We want to say YES! No Cost to Apply Same Day Approval
Poor Credit OK

Get 15% Off Your Initial Order

Apply Today and get 15% off your initial order if the order is placed within 7 days of approval. Save big on furniture, appliances, computers, tvs and electronics, jewelry, and so much more. Click Here To Apply Now.

*Cannot be combined with any other offers; only good on purchases at Products purchased on the Garage Sales, Pre-Paid Purchases, Early Payment Incentives are not eligible for this promotion.

Credit Line Approval is Based on Your Employment, NOT Your Credit Score!

Choose Your Own Buy Now Pay Later Plan
"We ethically help people rebuild credit..." - Scott G, Founder

value proposition

3-Minute Easy Application No Setup or Membership Fees Free Delivery-White Glove Setup
Same Day Approval In-house Customer Service Up to 36 Months to Pay
Budget Friendly-Low Payments Payroll Deduction or Allotment Approval Based on Work History
Brand Name Quality Products No Credit Card Necessary Free Extended Furniture Warranty
True Financial Wellness Program Improve Your Credit Rating We Don't Sell Your Personal Info

Poor Credit OK

Low Stress Free Payments

At LutherSales we understand that reducing your financial stress is important. We genuinely care about making your payments easy and stress free. We work hard to make sure you won't be burdened with a commitment that will stretch you. We even help you rebuild your credit and improve your score.

Read What Our Customers Say...
"Quality Products - Low Payments - Helps My Credit Score"