T.V. Raffle

We Encourage You to Compare Buying Brand Name Products from LutherSales vs. Other Internet Stores Like USA Living

MANY PEOPLE WHO PREVIOUSLY PURCHASED FROM SITES LIKE USA Living PREFER LUTHERSALES BUY NOW PAY LATER CREDIT PLANS

We believe that our Customer Service and EZ Credit Purchase Process is better than our competition. This is why numerous customers of USA Living catalog and their website have chosen to do business with the LutherSales team. Our "Purchase Counselors" help you select the exact product that meets your needs. We are like your Personal Shopper. Our knowledgeable staff take a personal care approach to helping you obtain the credit required to make your purchase. We can often say "Yes" when others say no!

Our Purchase Counselors walk clients through each step in the buying process to ensure that they feel comfortable and obtain the personal service everyone has come to expect. So...if you have been considering purchasing from USA Living or any other internet seller, take the time to complete our EZ Credit Application and experience the highest level of customer service available. Thank you.


Why Buy From Us?
  • 3-Minute Easy Application
  • Same Day Approval
  • Budget Friendly - Low Payments
  • Brand Name Quality Products
  • No Setup or Membership Fees
  • In-house Customer Service
  • Payroll Deduction or Allotment
  • No Credit Card Required
  • Free Delivery - White Glove Setup
  • Up to 36 Months To Pay
  • Approval Based on Work History
  • Free Extended Warranty on Furniture

  • No Stress Payments
    LutherSales promotes responsible purchasing through salary allotment or payroll deduction.
  • Effortless Approvals
    Eligibility is Based Upon Your Work History, NOT Your Credit Score. No Major Credit Card Needed. Government Employees are Pre-Approved.
  • Affordable Terms
    You Choose the Terms which Best Suit Your Budget. FREE Nationwide Delivery and Free Set-Up on some Items
  • Personal Shoppers
    LutherSales has personal shoppers for your convenience to assist you with your purchase. They are available to help you with any questions or concerns you may have.

How it Works How it Works

COMPARE OUR SPECIAL PRICES, SERVICE LEVEL AND CREDIT POLICIES WITH USA Living BEFORE YOU MAKE YOUR PURCHASE.

We encourage you to consider buying from LutherSales vs.other internet on-credit sellers like USA Living. Complete our EZ Credit Application and experience the highest level of customer service available.

LutherSales offers customers the ultimate in buying power. Our Buy Now Pay Later plans allow you to get what you want, or need now, and finance it with low monthly payments. We even have special plans for people with bad credit history. LutherSales has many hundreds of products including computers, laptops, furniture, electronics, appliances, jewelry, and much more... we make it easy to Buy Now Pay Later.

USA Living is a trademark of USA Living, Inc.

All Other Inquiries Click Here.



LutherCharge Card

Just how easy is it?

  • 3-Minute Application
  • No Credit Card Required
  • Low Monthly Payments
  • Brand Names
  • Free Delivery
Apply Now

Luther Garage Sale

Visit Luther Garage Sale!

Get great deals on all of our overstocked items.



"You guys were the only people willing to give me credit when I couldn’t get any."

“Thanks to Luther Sales I was able to get all the electronics that I wanted – a laptop and itouch. The hassle free automatic deduction makes it easy to make timely payments."

Read More Testimonials


Social Media Facebook Twitter Google+ Pinterest LutherSales Blog LinkedIn
UPS - Free Shipping with Every Order