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Buy Now Pay Later Furniture Financing plus Computers, TVs, Electronics, Appliances and More...


Luxury Made Easy. From furniture and appliance purchases, to computers, TVs, jewelry and electronics purchases, you can qualify based on your job, not your credit score. Now you and your family can get the computer, appliance and furniture items that you want, when you need it by qualifying for our buy now pay later plans. We even offer bad credit financing while providing high quality, brand name products and premium service on terms you can afford. Note: Some people call this "Payroll Shopping".

No Stress Payments. LutherSales promotes responsible purchasing through salary allotment or payroll deduction. Your payments are a fixed amount with a defined finish line. No more writing checks or forgetting to mail the payment, we're here to make buy now pay later furniture financing easy.

How Do I Qualify? You Qualify with your Job! Applying is a simple One-Step Process. Just submit an Application, and we will reply within the same day. It is our goal to find ways for you to purchase and pay for products you need and want. We have several payment plans. You can also see the terms and conditions of sale in the application.

Bad Credit Financing Available. IF you fall below the minimum qualifications, and need bad credit financing? We most likely have a bad credit financing plan for you, or we may still approve your credit purchase with a down payment. We want to say YES... Call to speak with a special Buy Now Pay Later service representative for more details. Note: Some people call this "Payroll Shopping".

Quality and Convenience. As a LutherCharge Membership Card holder you get the added protection of our extended furniture warranty. This entitles you to free service on your buy now pay later furniture financing purchase for the life of your payment plan in accordance with the manufacturer's warranty. We also offer free nationwide white glove delivery service and world class customer service. At LutherSales your satisfaction is our top priority.

Boost Your Buying Power at LutherSales - Your Buy Now Pay Later Furniture, Computer, Electronics and Appliance Store! Bad Credit Financing Available.

TERMS AND CONDITIONS: Offers presented represent different campaigns. Campaigns cannot be combine with other campaigns or promotions. Each campaign has minimum purchase requirement that must be met for campaign to be valid. Please read the terms and conditions listed for each campaign. All applicants may not qualify for the terms or pricing listed for this campaign. If pricing shown, it is for the longest term allowed for financing. Although every precaution is taken, errors in pricing and/or specs may occur. We reserve the right to correct any such errors at the time of purchase. Items listed on the Garage Sales, Pre-Paid Purchases, Early Payment Incentives, "Hot Buys" and "Great Value" listed in the LutherSales Catalog are not part of this promotion. Qualifying amount applies to merchandise only, not the value of applicable taxes or fees. No adjustments to previous purchases. Contact your account representative for more information. Offer expires July 31st at midnight EST.