Increase savings
Increase savings Saving should have the same importance as paying your bills. Put money in savings from each paycheck. If your company has an automatic savings program, contribute at least enough to qualify for matching funds, if possible. Put at least 10% of your income into savings, and as much as 25%. If this sounds too difficult, start with one…
MSC Cruises on Interest-Free Credit With Vacationwiser
Sail out of Miami on the ultramodern MSC Divina for a 7 night Western Caribbean cruise, Dec 2-9. An interior Stateroom on the MSC Divina through Vacationwiser.com®, costs as low as $54 bi-weekly for two people based on double occupancy. The MSC Divina provides excellent entertainment options and fun that lasts late into the night.…
Control Debt
Once you know what you owe, make a plan to control debt with these 5 tips: Pay off credit cards with high interest rates first—then get rid of them. Pay as much as you can on your smallest debts and pay at least the minimum on large ones—even modest accomplishments can be great motivation. If…
Valentine’s Gifts on Credit
Consider Valentine’s Day gifts on credit whether you’re looking to lavish your loved one with jewelry or plan on popping the big question with a gorgeous diamond ring. When cash and credit aren’t an option, LutherSales™, Luxury Made Easy, can help you get quality brand-name products such as furniture, appliances, electronics, housewares, handbags, and so much more. We differ from…
Why financial wellness is becoming the most popular non-traditional voluntary benefits in 2017
Non-traditional versus traditional employee benefits Traditional benefits are typically medical and health-related, life insurance, and pension contributions. Non-traditional benefits include newer financial incentives, like identity theft protection, childcare assistance, financial counseling services, as well as workplace benefits including access to healthy food and on-site sports facilities. Employers are relying more on voluntary benefits to build the…
Tips On How You Can Regain Financial Control
Are you your biggest obstacle in regaining control of your finances and restoring your credit? Unexpected expenses are likely to come up in life. As they say, life happens. But if your spending based on emotion, like choosing a more expensive bedroom set than necessary or buying a brand new 70″ TV when your old…
Make Your Money Count
Want to develop an accurate picture of the amount of money you will have in the future? Take a look back. Decide if your income will be the same or from different sources, and what will be the amount of income you can expect to earn in the future? The Income Worksheet Form will help you determine the amount…
Valentine’s For Couples
Special Valentine’s Day Tips for Married Couples Getting married doesn’t mean that you end the romance and just take up responsibilities. Celebration of the Valentine’s Day is not just for the new and young couples. In fact need to celebrate the day as the real essence of this day lies in the celebration of togetherness.…
What Your Credit Report Says About You
Financial wellness can mean different things to different people. Some say it’s defined as the quality of a person’s financial wealth. For employers, financial wellness is a program designed to improve employees’ financial behavior which has also shown to have positive impact on employee production. For some, financial fitness is simply freedom. If you are like the…
Plan for Retirement
Even though you think it’s a bit early to think about those things, try to save some money for retirement. Think about your future and even ask your employer to help you with a retirement plan. Take control of your financial life and be more responsible! Are these tips helping? Do you have a…
