5Ws of Acquiring An iPad You Might Not Know

Why does Apple iPad get so much love?

To put it in perspective..

IPad dominated tablet market since its early days (2011)


There are many reasons iPad across all models consistently acing the reviews in the tablet section of Amazon, Newegg, and Bestbuy. It is light, powerful, sleek, easy to use, and iOS products are known to be more secure than Windows PC or Android tablet. Apple iPad is extremely compatible with all your other Apple products, it is gaining synchronicity with android products as well. The only setback: iPads are often more expensive than android tablet of similar builds, making people wonder: do I really want to spend that much extra just because it is Apple?

What can you do to join the Apple Cult

Apple products are always a hot commodity, and with constant upgrades to the electronics and new accessories, they continue to score high value for the money you spend on them. Finance your iPad via Buy Now Pay Later method can be the ideal way to stay on top of changing technologies with minimal financial concerns.  As a result, customers can have access to their Rent to Own iPad while they are making payments on the product. This also means that hard earned money can actually work harder for the customer.

The “Apple Cult” is so popular it is mainstream

When Buy Now Pay Later

Part of the benefit of a rent to own/buy now pay later iPad is in understanding the process for choosing and purchasing these electronics.  Unlike bank loans where credit limits are based on past history, a buy now page later iPad can be purchased with the pre-requisite of work history.  This helps to increase the amount of money that customers can put towards their full purchase, without needing the funds up front.

Another part of the buy now pay later iPad process is the fact that payment plans can be arranged based on the full price of all the items.  As a result, spending more on the buy now pay later iPad and accessories that are really desired will tend to lead to a longer period for paying off the items.  With a 3 minute simple application, you can be immediately approved to shop, with the assurance that the appropriate plan will meet both budgeting and purchasing needs.

Who use the BNPL method

Government employees, working individual with steady income but not falling behind in credit score, recently married/moved individuals who has a lot on their list… BNPL could be a very practical method to balance your budget while getting all the life essentials (yes..I would argue Netflix is more important than cable TV)..

Oh come on this is so much better than carrying a radio cassette player

In order to get started with a buy now pay later iPad, you only need a few simple things.

  •  Application for payment plan approval
  •  Pay stub as proof of income

That’s it! And it could be fast. Getting approved for a rent to own iPad can be a same day process, which means that you can spend more happy time binge watching Friends or Breaking Bad..

Where to BNPL

When it comes to buy now pay later and bad credit financing, LutherSales.com is easily the go-to spot if easy application, swift approval, free shipping, and super helpful customer service sounds right to you. Beside from these perks LutherSales.com also offer item bundles that dramatically improve your purchase experience. Don’t want to be the careless iPad user with scratched iPad? Our bundle got that covered. Don’t want to join the victim help group of cracked iPad screen? Our bundle offers that protection. Typing and navigating on that small screen is recipe for insanity? Ask to add mouse and keyboard to the bundle. Now that you have an iPad, what about a Macbook to go with it…thinking big, great, add that to the bundle too! Remember, you definitely should make the iPad to work for you, and we are here to help.

As a fellow ________er/ian, you should invest to help your state perform better on this chart (MS save the day again)

This message was sent from editor’s tablet, which of course is an iPad 

How Electronics, Buy Now Pay Later Options, And Selection Raise Quality Of Life


The influence of technology on daily living has become increasingly greater, which also means that electronics rent to own plans are turning into a popular and viable way to make these purchases.  There are very few places at home or at work where electronics are not a necessity, and the ease of living and communication that they offer can greatly enhance the sense of abundance that a person has.  As a result, not having access or budgeting for new technologies can detract from both productivity and comfort.


When considering the purchase of electronics, buy now pay later at LutherSales options offer a number of benefits:

  • • Immediate access to purchase
  • • Bad credit not an issue
  • • Greater buying power
  • • Instant gratification
  • • Access to newest technologies
  • • Affordable monthly payments
  • • Variety of payment options

These points can also enhance quality of life since they allow for the new purchase to seamlessly balance with the existing budget.


With Electronics, Buy Now Pay Later Offers More Selection


Another consideration that electronics rent to own plans address with customers is the fact that along with the primary item that is being bought, there will frequently be a number of accessories that are also a necessity for functionality.  As an example, a new TV may also require cables, a sound bar, and a wall mount in order to provide the highest quality to a customer.  Since many people only plan on the initial purchase, the inability to get these accessories can greatly impact the quality of item performance.


For this reason, when consumers are looking in to electronics, rent to own plans should also be considered to accommodate the ancillary items that will also be needed.  This ensures that along with choosing the correct model of technology, the buyer can also enjoy all of the features at the time of purchase.  Further, this approach enables buyers to remain within their personal budget, regardless of full checkout price.


The Advantages Of Electronics Buy Now Pay Later Options


Utilizing electronics rent to own plans means:

  • • Customers take their purchase home
  • • Accessories are affordable
  • • Complete satisfaction is gained from the electronics

Manageable monthly payments and different plan tiers are based on income, so credit limits or minimal savings does not need to be a concern.  As a result, lifestyle enhancement through electronics rent to own plans becomes a valid choice for consumers from all walks of life.

Buy Now Pay Later Furniture Financing


With buy now pay later furniture, you won’t have to worry about saving and saving before you can finally furnish your home. Whether you’re looking to fill a first home with furniture, or you’re simply trying to update your current one, furniture is a necessary expense that can take a great deal of budget planning. What buying now and paying later for your furniture allows you to do is take the opportunity to furnish or refurnish now, as you pay for your furniture using payments over time.


Buy Now Pay Later Furniture Financing For Bad Credit 


For those with bad credit, having your furniture financed using a buy now pay later method is often difficult. Bad credit can cause your applications to be denied automatically, and you’ll be stuck saving for your furniture yourself no matter how long it takes. At Luther Sales, we offer bad credit financing options for those looking to buy now and pay later on their furniture, as we want to provide as many individuals with the furniture they need as possible.


Buy Now Pay Later Furniture Application Process


Whether you have bad credit, no credit, or credit that is just fine, our application process places focus on one other important thing first – your job. In order to get our buy now pay later financing, you’ll only need to prove your employment before you talk to us about your approval and finally pick out the furniture you want. This application process is a short one that uses minimal information, and you can expect to have it finished in around 3 minutes.


After you’ve submitted your application and a recent pay-stub, you will know if you’ve been approved within the same day. By offering same-day approvals, we can allow you to know just where you stand, and what you can do about your furniture, right away.


Why Buy Now Pay Later Furniture? 


What our furniture financing can provide you is a way for you to finance your furniture easy. On top of our short application and approval process, we also offer ways to make your payments without worry or hassle. With all of the things that need to be remembered during the month, forgetting something can be easy, so you won’t have to worry about physically sending us your check or payment with our salary allotment or payroll deduction options.


Buy now pay later furniture financing gives you a way to get the furnishing you want while still being friendly to your wallet.

Bad Credit Furniture Financing via LutherCredit

Bad Credit Is Not A Restriction For A Comfortable Home- there is LutherCredit by LutherSales


For many people with bad credit, furniture financing can feel like an obstacle that is hard to overcome.  One way of improving overall economic conditions within the population is also to encourage responsible spending.  As a result, quality of life is improved on a basic level of home comforts, while general qualities are boosted through healthy commerce.  There is also LutherCredit, a buy now pay later financing option offers by LutherSales which allows hard working, qualifying customers to reap the benefit of brand name furniture and appliances without having to deal with the staggering one time payment.


Consumers are discovering that through LutherSales’s Buy Now Pay Later model,  bad credit, furniture financing, and the ability to provide a comfortable home life are not mutually exclusive.  The use of payment plans and alternative contracts for remuneration are all ways to manage budgets without the use of credit, and still acquire luxury furniture for a variety of needs.


How Can Bad Credit Furniture Financing via LutherCredit Become A Benefit?


Instead of seeing bad credit as a hurdle, LutherSales customers are able to consider payment plans with low monthly rates via employer allotment or payroll deduction, which also do not require any consideration of prior credit issues.  This process also lets customers have greater purchase power, since plans can be applied based on any total for purchase.  The ratio of monthly payments is calculated as a result of this total, so bad credit will not play a part in furniture financing.


In most cases, payment plan limits are decided by the customer.  This is because the total cost of the items will indicate the qualifying plan, while bad credit for furniture financing can be limiting to the entirety of the order.  Through consideration of rates and monthly payments, customers are able to make educated decisions about their budgeting, and still get all of the furniture that they need.


Making Bad Credit Furniture Financing Work On Any Budget


The flexibility of the payment plans we offer at LutherSales also means that we are able to work on any budget.  By gaining a clear picture of monthly payment expectations via a mailed-in pay-stub as the furniture selections are chosen, customers are also able to remain in better control of what they are able to spend.  This type of long-term arrangement results in greater commerce, customer satisfaction, and the ability for individuals to fully provide for their household.


This also applies to the different levels of the payment plans, since LutherCredit lets customers qualify for a variety of financing offers.  This can also influence overall budgeting, since differences in fixed interest rates and length of time for paying off purchases can all factor into purchase decisions.  As a result, for customers with bad credit, LutherCredit furniture financing is a positive solution to balancing budget and need.


Benefit of Rent to Own TV


The concept of a rent to own TV is not always familiar to all customers.  Frequently, shopping for electronics of any kind can be on a fairly tight budget.  This is usually dictated by the funds that are available, whether it is cash or credit.  However, a rent to own TV allows buyers to have a greater number of options when making a purchase, and this can result in greater satisfaction with the product that is attained.


Even people who have decent credit will find that they are still limited in their purchase power.  This can greatly impede the ability to consider a TV that would be ideal, if that model is over the budget for what is considered affordable.  However, a rent to own TV bases monthly payments on the entire purchase cost, which opens up the door to look at TVs that will actually meet needs.


Shopping For A Rent To Own TV


This buying power can also make shopping for a rent to own TV a more pleasurable experience.  Instead of checking the price tag first and then comparing specs on the electronics, customers can make better decisions based on:

  • • Size of TV
  • • Features that are included
  • • Definition and refresh rates
  • • Power consumption
  • • Brand reputation


This shift in perspective gives consumers the chance to purchase a rent to own TV based on the qualities that are actually important, rather than being constrained by finances.  The results is that payment plans are them calculated based on the price and consumers can also have the option for lower monthly remuneration over a longer period of time.


A Rent To Own TV For Emergencies Or Enhancement


Making a purchase in this manner can be especially helpful when the need for a new TV is unexpected.  In these cases, there may be no actual budget for replacement, although it is still a necessity for the household.  With a rent to own TV, customers now have the option to purchase when the requirement arises, without trying to save up for the shopping trip.


Of course, the rent to own TV option is also widely used by people who just want to upgrade to a better entertainment system.  The benefits are still the same, however, in that a rent to own TV can provide a better fit for needs and desires, without the traditional fiscal restraints.





Easy Computer Financing With Bad Credit

Easy Computer Financing With Bad Credit


Sleepless nights working on essays, gaming, or adventurous traveling, the student life could be heavy toll to even the sturdiest electronic device. With graduation around the corner, what could be a better gift to your beloved recent graduate than a brand new personal computer to signify this important cornerstone of his/her life? 

When it comes to computer financing, bad credit shouldn’t stand in your way. Computers have become such a mainstay and such an integral part of how we carry out our day to day lives, and bad credit shouldn’t be the thing holding you back from making your life easier and more connected. As a society, we rely on computers to conduct business, have fun, and learn in a really big way, this is especially important to new graduates who are looking to start a new career. At Luther Sales we feel that no person should be held back from their full technological potential because they can’t finance a computer for themselves.


Computer Financing Bad Credit Application


Our application process for those who wish to buy a computer, but have bad credit, is kept simple, so you can get the financing you need faster. Our financing plans do NOT look at credit,  we craft special individual plans for those who wish to buy a computer base on your work history. Your job is your credit!


To complete our short 3 minute application process, all you need to have is a job and a little information about yourself. As long as employment can be proven, your financing options will open up to you, and you’ll be able to communicate with us as to what type of financing plan may be best for you and your computer purchase.


Along with a short application process is a short approval process, and this allows you to know just what type of financing plan you may be looking at in a faster fashion.


Computers have changed the world in recent years, and it seems that they’re only getting more and more integrated in the way things are done. With our computer financing bad credit programs, you’ll be able to finally have the computer you need for work, school, or play, while you can pay for your machine through a financing plan that remains friendly on your budget.

Best Approach For Macbook- Buy Now Pay Later

A Macbook can really be used for so much, and you can now reap the benefits of an Macbook easily with our buy now pay later Macbook financing. Whether you’re looking for an easier way to read, an easier way to do business, or an easier way to provide entertainment, there are a ton of daily uses for an Macbook, and our buy now pay later financing allows you to experience what these uses can bring to your life as you pay off your new toy over time.


Buy Now Pay Later Macbook Financing For Business 


For those who do their business on the go often, a Macbook can make things much simpler, and our buy now pay later Macbook financing can let you see just how much simpler right away. It seems that our busy lives are always attached to the office in some way, but an Macbook can give you a way to stay connected while still getting all the downtime you need. You won’t have to worry about missing that important e-mail or what may be happening on your social media pages, as it will all be right there on your Macbook when you need it. Another significant reasons to buy now pay later for your business is time relevance. Our easy monthly payment allows the purchase of multiple devices at once, which in turn allows you to equip your business with necessary tools without a costly lump sum setup expense.

With buy now pay later Macbook financing, you can easily obtain the boost of convenience and efficiency offer by this powerful and popular device, give your work a new touch of Apple ingenuity without breaking a sweat over the daunting price tag.


Buy Now Pay Later Macbook Financing For Families 


It’s not just business people who can appreciate the Macbook, and our buy now pay later Macbook financing options can be a great deal of help to families as well. These are handy, ultra-light, and ascetically  pleasing devices that can be used for work, play, and research all at once, so just about every member of the family can make use of the Macbook in their own desired way.


Our buy now pay later Macbook financing programs are easy to qualify for, and all you need to do is fill out our super-fast application. Within 3 minutes, you’ll be able to fill out the application, and you’ll learn if you qualify for financing the same day. With this same day financing, you can get to picking out your desired Macbook faster, and you can see just how our buy now and pay later Macbook options can work for your budget.


If you’ve been considering a Macbook, you don’t have to wait until you have all the money saved up to bring it home. With our buy now pay later Macbook financing, you can be on your way to mastering your new Macbook right away.


Jewelry Financing Made Easy

For when you want to make that big purchase, you’re looking for a gift, or you’d simply like a little more sparkle in your life, our buy now, pay later jewelry financing programs can make it easier for you. Getting a piece of jewelry financed for any reason when your credit is less than perfect is tough, and we at LutherSales want to make things just a bit easier. Everyone deserves a little bit of luxury in their lives, and as long as you can prove employment, you’ll be able to talk to one of our representatives to get your jewelry financed easily.

Our buy now, pay later jewelry payment options begin with a simple and short application process. Built to only take about 3 minutes of your time, our application will allow you to give us the information we need to get you the terms you want.


Jewelry Financing Options

We craft specialized and individualized payment options for those looking to get what they need in spite of their credit history. We want to help you obtain the luxury you deserve, as we make our merchandise available to those who want the option to purchase the items they need and want affordably.

If your situation is a bit more unique, and we can’t craft that financing plan you’re looking for, you do have another option in making a down payment first. In many cases, a down payment percentage will allow you to take more advantage of our buy now, pay later jewelry financing,


Buy Now, Pay Later Jewelry Financing With Speed

Because we want to get you your jewelry fast, our buy now, pay later jewelry financing plans will always be crafted quickly and easily so you’ll have plenty of time to receive your jewelry. This is particularly beneficial if the jewelry is slated to be a gift, or part of an engagement, and you won’t be left waiting around for your application approval or the delivery of your piece.

No matter what your status, jewelry financing can be a bit of a hassle, but we want to make it less of one!

When Overcoming Bad Credit, Jewelry Financing Is Still An Option

While the winter holidays are always a festive time of year, they can also have a considerable impact on household budgets, which mean that as Mother’s Day rolls around, bad credit, jewelry financing, and finding the perfect gift for a loved one can seem difficult.  However, even if the savings for the year have been depleted, bad credit jewelry financing still offers the ability to make the upcoming holiday a memorable one.

Using Bad Credit Jewelry Financing For The Perfect Gift

When individuals have bad credit, jewelry financing may at first seem as though it could be limiting.  The truth is that large selections of quality jewelry can still be accessed through payment plan options.  This means that the consideration of income allows for better purchase power instead of bad credit.  Jewelry financing becomes a valid way of obtaining the ideal gift, especially when it is processed through plans with manageable monthly payments and an extended period for the agreement.

Making a great show of affection with a loved one can be enhanced by beautiful gift, and jewelry is always an ideal way to materialize appreciation.  Even with bad credit, jewelry financing gives customers the following value:

  • Affordable luxury
  • Fiscal power
  • Quality selections
  • Range of payment options
  • Solutions that work

This means that finding the right gift is based on what the recipient truly wants, instead of what a credit line dictates.

Bad Credit, Jewelry Financing, And Affordable Luxury

Although the need for gifting can be one reason that bad credit jewelry financing is a consideration, this route of purchasing can also be an option for personal gratification.  One ideal benefit of payment plans and tiers is that value is added with larger expenditures.  As a result, a larger initial purchase can often qualify customers for lower monthly payments over a longer period of time.  This means that bad credit jewelry financing truly works for the customer, and allows for buying power to be maximized.

Whether a jewelry purchase is for a loved one or for one’s self, personal adornment plays a great part in self image and confidence.  Wearing fine rings or watches can be a way of personal expression.  In this manner, the ability to overcome bad credit with jewelry financing can also be a beneficial way to bolster feelings of self worth, since it represents an achievement in action as well as success through expression.

When It Comes To Computer Financing, Bad Credit Is Not An Obstacle

For many consumers who are looking into computer financing, bad credit can appear to be a great challenge in acquiring the needed goods.  While there are obvious reasons that this may seem to be so, there are also other factors that can play into the scenario.  This can make it important for customers to fully consider all their options, and discover a way to gain access to a new computer on any budget.

Computer Financing, Bad Credit, And Purchase Power

One of the issues that computer financing, bad credit, and possible restraints can pose is that there is limited purchase power for the customer to draw on.  This can be the result of:

  • Low credit limit
  • Non-approval for credit purchases
  • Higher interest rates and fees

While customers with bad credit may be able to have some funds available through the traditional loan channels, this may not be enough to make the purchase that is required.  Further concerns such as fees and higher interest rates can also make it difficult to consider computer financing when bad credit is involved.

This can often leave people feeling as though their options for computer financing on bad credit are highly limited.  As a result, concessions on the price point of the electronics that are being considered are often made.  This can end up with consumers buying based on the funds that are available, but not actually getting the computer that they really need or want.

Ensuring That Computer Financing On Bad Credit Works

For customers interested in computer financing, bad credit would appear to be a hindrance, although this does not have to be the case.  Payment plans for electronics purchases of any size can be a viable option that balances both budgeting and consumer needs.  The outcome is that with computer financing, bad credit is no longer an obstacle to attainment.

There are several ways that a payment plan option can truly work for the consumer.

  • Approval not based on credit scores
  • Manageable monthly payments for large and small purchases
  • Payroll deductions as a payment option
  • Purchase power based on work history
  • Ability to pay for purchase early, without penalties

All of these factors contribute to the ease and ability of using a payment plan for computer financing, bad credit, good credit, or no credit at all.