Life has an uncanny way of not caring about timing when it comes to emergencies and economy, which means that the need for computer financing on bad credit is a very real occurrence. Overall, businesses will base their allowance for loans on past performance of a consumer’s fiscal responsibility. The idea that prior delinquencies will be on file forever is close to truth, which makes computer financing and bad credit poor “bedmates”.
However, LutherSales has found innovative ways of allowing purchasers to still have access to the products they require by choosing one of our monthly payment plans. Computers, Phones and Electronics make up over half of all private acquisitions, so in order to keep the market rolling LutherSales saw that computer financing with bad credit needs to become a non-issue, and focus on the buyers current ability to pay for purchases as the key point in extending credit.
Modern Thinking for Computer Financing
When a buyer needs a computer financed, and bad credit appears to stand in the way, it would seem as though the solution could be found in the world of financing as well. LutherSales looks outside of the scope of ratings and scores, and reviews an applicant’s current income to devise a strategy to connect the buyer with the device they need. Automation comes into play by making the process of computer financing on bad credit a simple and stress free transaction. Many employers already use direct deposit and payroll deduction programs to assist their employees in purchasing products needed.
After evaluating the earning level of a potential customer who needs computer financing, but has bad credit, LutherSales will arrange an Agreement for scheduled fees that are deducted from the pay check. This allows the employee to be able to get a computer financed with their bad credit, and not have to worry about accidentally spending the money on something else.
Computer Financing Using Digital “Piggy-Banks”
This method, for those with computer financing for bad credit histories, is similar to allocating part of the income to a savings account, but does away with the need to be conscientious about making deposits i.e., piggy-bank financing. By withdrawing the set amount of money monthly, the conditions of the agreement are met and the employee gets to use the item they are paying for. The bonus of already owning the computer being financed on bad credit is good for employees, the companies they work for, and for LutherSales, since everyone achieves their goals in the end. Happy Employees are Better Employees.