Less Is More
Remember less is more — need all those cable channels? Need that gym membership if you only go once a week? Look for cheaper alternatives. How much is a drop in exercise class? Is there a free first pass? Is Hulu a better option? Refer to your report to see where you can cut back.…
Sold Out!
We apologize but due to tremendous response, the 2-Day sale offer sold out in record time. We do have another special offer that you may be interested in. Click Here to see. Save
Know Where Your Money Goes
Be aware of how you are spending your money. A $4 cup of coffee five days a week costs you $80/month. Review some of the items you spend your money on to find areas where cutting back can move your savings account forward.
5 Holiday Gift Ideas SO Good, You’ll Put Them On Your Own List
Ah, gift giving. Some of us are holiday hustlers: We note gift ideas throughout the year, start shopping in October and we’re done with our holiday shopping list before the turkey hits the table on November 24. While the rest of us are more like December delayers…We loathe long lines but we often put off shopping…
Sharing Finances
The decision to share finances depends on where you are in your relationship, as well as your personal preferences. While some couples pool the majority of their money into joint accounts, others opt to keep their accounts separate and split their expenses. Before you decide, research your options. Some routes, such as taking out a…
Emergency Supplies on Credit
At Luthersales™, we believe preparation is the best emergency plan. Consider using our buy now, pay later Storm Center financing plans when you need emergency supplies. We also provide special options for people who need bad credit financing. Depending on where you live, winters can be brutal. Monstrous mounds of the white fluff can make your daily commute a challenge.…
The 50/30/20 Method
Put 50 percent toward “needs.” Needs include monthly essentials like rent or mortgage payments, food, utilities, student loans, and credit card minimum payments. Put 30 percent toward “wants.” Wants include new clothing, entertainment, and going out to eat. Put 20 percent toward savings and debt. This bucket includes paying down credit cards, building up savings…
Plan For Retirement
Take advantage of interest and market upturns by saving for retirement early. Often your employer will help you save for retirement with a 401(k) plan. You can also benefit from pre-tax contributions using this method of retirement savings. What do you think of these tips? Please leave us a comment below and be sure to share…
How To Get Financially Fit
Staying fit is important, both physically and financially. Most people know how get healthy: exercise and eat right. But not everyone knows what it means to get financially fit. Financial wellness can mean different things to different people. Some might say it is defined as the quality of a person’s financial wealth. A person’s financial wellness can fluctuate between…
