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Welcome To LutherSales.com
Choose Your Buy Now Pay Later Plan
Get the luxury you deserve at low, budget-friendly payments you can afford.
We want to say YES! No Cost to Apply
Fast Application Approval

Why Buy From Us?
• 3-Minute Easy Application • No Setup or Membership Fees • Free Delivery-White Glove Setup
• Fast Application Approval • In-House Customer Service • Up to 36 Months to Pay
• Budget Friendly-Low Payments • Voluntary Direct Deposit • Approval Based on Work History
• Brand Name Quality Products • No Credit Card Necessary • Free Extended Furniture Warranty
• True Financial Wellness Program • Improve Your Credit Rating • Perfect Credit Not Required
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Financial Wellness Tips

How it Works How it Works Why Luther Sales? Popular Products Logos

Buy Now Pay Later Furniture Financing plus Computers, TVs, Electronics, Appliances and More...

Luxury Made Easy. Select from Furniture, Appliances, Computers, TVs, Jewelry, Electronics, and more. Qualify for easy financing, and budgeted low payments you can afford, based upon your work history, not your credit score. Buy brand name quality products, and experience premium customer service. No credit card necessary, and no setup fees. Free delivery on all purchases. Boost your purchasing power at LutherSales™ - your online Buy Now Pay Later store.

No Stress Payments. LutherSales™ promotes responsible purchasing through easy automated payment options. Your payments are a fixed amount with a defined finish line. No more writing checks or forgetting to mail the payment, we're here to make buy now pay later furniture financing easy.

How Do I Qualify? You Qualify with your Job! Applying is a simple One-Step Process. Just submit an Application, and we will quickly reply. It is our goal to find ways for you to purchase and pay for products you need and want. We have several payment plans. You can also see the terms and conditions of sale in the application.

Perfect Credit Not Required. IF you fall below the minimum qualifications, and need credit financing, we most likely have a credit options plan for you, or we may approve your credit purchase with a small down payment. We want to say YES... Call to speak with a special Buy Now Pay Later service representative for more details.

Quality and Convenience. As a LutherCharge Membership Card holder you get the added protection of our extended furniture warranty. This entitles you to free service on your buy now pay later furniture financing purchase for the life of your payment plan in accordance with the manufacturer's warranty. We also offer free nationwide white glove delivery service and world class customer service. At LutherSales™ your satisfaction is our top priority.

Boost Your Buying Power at LutherSales™ - Your Buy Now Pay Later Furniture, Computer, Electronics and Appliance Store! Credit Financing with Many Options for All.


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LutherCharge Card

Just how easy is it?

  • 3-Minute Application
  • No Credit Card Required
  • Low Monthly Payments
  • Brand Names
  • Free Delivery
Apply Now

Luther Garage Sale

Visit Luther Garage Sale!

Get great deals on all of our overstocked items.



"You guys were the only people willing to give me credit when I couldn’t get any."

“Thanks to Luther Sales I was able to get all the electronics that I wanted – a laptop and itouch. The hassle free automatic deduction makes it easy to make timely payments."

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