3 Simple Tricks To Help You Budget This Holiday

Love to celebrate the holidays? Don’t love the astronomical credit card bill you must face after the holidays? Keep your budget in check with these simple tips:

1. Plan A Budget. Plan out your holiday budget before you start your shopping. Gifts can really add up, no matter the size. Create a gift log like the one below to keep track of spending.

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2. Shop Smart. 

  • Check for coupons from your newspaper, online or in-store. Certain websites like Retail Me Not offer promotional codes for certain stores.
  • Take advantage of free shipping with online purchases.
  • Shop early. If you wait until last minute to shop, you may end up spending more because you left yourself no time to shop around for the best price, or you’ll spend more to expedite shipping online.

3. Cut Back. Do you really need to exchange gifts with family, friends, and coworkers? Consider cutting back. Suggest giving gifts to just the children in your family, or perhaps recommend doing a grab bag with the entire family/coworkers, this way you’ll only have to spend on one person and not everyone.

Truth is, the holidays are about spending time with friends and family. By staying focused on the true meaning of the holidays, it will keep any stress you feel in perspective.

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Let LutherSaleshelp you this holiday season. We’re not only just a great solution to get your favorite name brand furniture, electronics, jewelry, handbags, electronics, and more. We also ethically help people rebuild credit while empowering them to make essential purchases and lead a better life. Our credit counselors create an affordable payment plan for you so you can get the things you need and want this holiday season.

Make this holiday season a joyous one. Apply today with our one-step application form and get ready to take advantage of special incentives and promotions all December long.

 

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Click Below for December Deals and More!

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