Posts Tagged ‘payroll deduction’

Even With Bad Credit… Furniture Financing Is Easy

The couch has a permanent indent that matches the contours of your body, but with your bad credit, furniture financing seems like an impossibility.  LutherSales has made it their “business” to provide other options that can bypass your poor credit rating and allow you to relax in peace and comfort again.

We use monthly allotment and payroll deduction programs to help customers make larger purchases, and pay for the items over time.  For people with bad credit, furniture financing through an LutherSales can also remove the stress of having a history check, which can also adversely affect an already shaky score.

No Stumbling Blocks

Many of us know that furniture financing when bad credit is an issue, the seller is essentially a “stumbling block” to making a purchase for a family’s needs.  The idea is that you work out a personal installment payment plan with the LutherSales overcomes the bad credit that impedes financing your furniture in the past.  What is innovative about our approach is the fact that a familiarity between the customer and their employment history can become the basis for furniture financing, and bad credit is no longer an issue.

Try Our Unique Approach

Our sales and financing approach on a socio-economic level, it is also a way to rekindle community business mentality, which builds a greater trust in consumers, and can inspire purchases that may otherwise be put off.  Many big business approaches that are based upon past lending histories preclude individuals from making a current purchase creates an economic decline.  When bad credit impedes furniture financing, then no further money is going into the market.  We have found the idea of store based furniture financing for bad credit purchasers is a service offered by few.

Win-Win

LutherSales adopted this business model as a way of helping people with bad credit finance furniture and as such, we have found that not only have our sales increased, but we have also evoked long-term loyalty with customers.  The trust that happens between us and our customers has made for a strong company.  Our return customers know that they will be treated fairly and responsibly, and this leads to long-term relationships.  The new sofa becomes an appreciated realty since even with bad credit, furniture financing is now possible.

Taking A Vacation On Credit

Many people don’t even think that taking a vacation on credit is possible. It’s common to assume that credit is something reserved for purchasing a home or car, but in reality credit can be used for pretty much anything and taking a vacation on credit is something that’s a lot easier than you might suspect. Doing so with Vacationwiser.com lets you plan out a much better vacation than you might have otherwise been able to afford, makes it easy to enjoy yourself, and simplifies the process in most cases.

Take the First Steps

To get started, you’ll want to figure out just what you need from a vacation on credit. Are you looking for an adventure or a relaxing trip to unwind? Do you need a romantic getaway or a family vacation? As with any type of vacation, the first thing to do when planning a vacation on credit is determine just where you’re going.

Once you do, you’ll need to figure out what aspects of the trip need to be paid for with credit. Taking a vacation on credit has plenty of flexibility. Vacationwiser.com allows you could take out a credit loan that pays for the entire thing, only cover the accommodations and travel, or combine different things to pay for what you need on credit and leave some to be paid for in cash. Determine what you want to cover when you plan your vacation on credit and figure out just how much credit you need.

Securing The Right Credit

Not all creditors are created equally, and you’ll want to make sure that if you’re taking a vacation on credit that you do it the right way. This begins with determining whether or not you’ll qualify for the credit you need. There are numerous options but Vacationwiser offers easy purchasing through payroll deduction or payment allotments.

Now be sure to pay attention to the terms and conditions. Our Vacationwiser staff makes every vacation purchased fit every budget.  Our low monthly payment plans make it easy for you to focus on your vacation and not on the financing.

That’s really all there is to it. If you’ll spend a few minutes planning out the trip with a Vacationwiser advisor and then make sure you understand the terms of the credit, taking a vacation on credit is a simple process that will unlock plenty of fun for you and others who may join you.

Shopping Responsibly with LutherSales

We all want to buy things that will make life more comfortable, more exciting, and more convenient. We all want the most fashionable furniture, the latest gadgets, and even some time to “get away” with friends and family. With today’s economy, it’s not always easy to have all this and pay for it responsibly — luckily, LutherSales.com is here to help!
LutherSales gives its customers purchasing power based on their employment, not their credit history. Because of this policy, LutherSales sees all of its customers as individuals and not as numbers, which helps them to create a responsible plan to help you get all the items you want and need. That way, you can live the life of luxury you deserve — and still handle your finances responsibly!
With LutherSales.com, you can get the latest gadgets for you and your loved ones, such as a new iPad or the latest Kindle without spending too much at once! Even major purchases such as furniture or appliances can be financed in a way to help you truly afford the payments.
And being tight on cash, even in today’s economy, shouldn’t prevent a family from taking a vacation together and making memories to last a lifetime. That’s why LutherSales’ VacationWiser program helps people take their dream vacations responsibly!
If you have a job, you deserve to be able to buy the things you want and need without worrying about going into debt. Fill out a LutherSales application today and get started!

We all want to buy things that will make life more comfortable, more exciting, and more convenient. We all want the most fashionable furniture, the latest gadgets, and even some time to “get away” with friends and family. With today’s economy, it’s not always easy to have all this and pay for it responsibly — luckily, LutherSales.com is here to help!

LutherSales gives its customers purchasing power based on their employment, not their credit history. Because of this policy, LutherSales sees all of its customers as individuals and not as numbers, which helps them to create a responsible plan to help you get all the items you want and need. That way, you can live the life of luxury you deserve — and still handle your finances responsibly!

With LutherSales.com, you can get the latest gadgets for you and your loved ones, such as a new iPad or the latest Kindle without spending too much at once! Even major purchases such as furniture or appliances can be financed in a way to help you truly afford the payments.

And being tight on cash, even in today’s economy, shouldn’t prevent a family from taking a vacation together and making memories to last a lifetime. That’s why LutherSales’ VacationWiser program helps people take their dream vacations responsibly!

If you have a job, you deserve to be able to buy the things you want and need without worrying about going into debt. Fill out a LutherSales application today and get started!

LutherSales and Unions: A Trusted Partnership

At LutherSales.com, your eligibility doesn’t depend on a credit score; it depends on your work history. If you have been on your job for 2 years or more, you may be eligible to  purchase the furniture, appliances and electronics you need with a payment plan you know you can afford — because it’s based on how long you’ve been with your employer!

Since 1967, LutherSales has had a program that provides this great service specifically for union and association members! The Luxury Made Easy Employee Purchasing Program allows union employees to easily purchase big ticket merchandise that may not otherwise be available to them. Responsible purchasing with affordable monthly payments. In fact, with this program, customers can eliminate the stress and hassle of remembering to write checks and make payments by allowing the monthly cost to be paid by sponsored payroll deduction, voluntary direct deposit or payment allotments!

For over 45 years LutherSales has been helping union and associations increase their purchasing power and get the quality household items they desire! Find out more. LutherSales helps put more luxury in your life.

March Madness Furniture Sales

LutherSales is celebrating March Mania.  Order now and receive a free 40″ Panasonic LCD HDTV with the purchase of selected room packages.  LutherSales has the furniture brands you know and love like Ashley, Broyhill, Stanley, American Drew, Klaussner and many more.

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Leather has never been so affordable with this contemporary DuraBlend Match 6-Piece Combo Package featuring blended leather and upholstery in the seating areas. Package includes sofa, loveseat, 3-piece table set and 40″ Panasonic LCD HDTV.

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Maybe you’re looking to create the ultimate sanctuary. Check out this 7-Piece Contemporary Bedroom Package featuring deep black finish accented with subtle golden brown undertones.

Now you can enjoy Luxury Made Easy! on terms you can afford, with the ease and convenience of payroll deductions. You choose your payment option, which give you control of  your budget.  Low monthly payments, world class customer service and free nationwide delivery.  LutherSales wants to create the ultimate shopping experience for you.

Contact an account manager today and ask about the March Mania specials or visit luthersales.com and see all of the beautiful selections.  Fine furniture, bedding, appliances, electronics, computers and more, LutherSales has exactly what you need on the terms you can afford visit us today and see for yourself.

Get Moving, Get Fit, Get Your Gear

You’ve made up your mind to get in shape, but you dread having to go to the gym everyday. Also people are looking for more economical ways to crate your better body. Luthersales has the perfect solution. Create the ultimate fitness gym right in your home.

Exercise Equipment From LutherSales.comExercise Equipment From LutherSales.com

Searching for the perfect home fitness equipment is not an easy task, you want well known equipment that will last for more than a few years at a reasonable price. Luthersales offers you just that, all on terms you can afford. Check out the fitness equipment selections at luthersales.com. Get moving, get fit and get your gear at Luthersales.com

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Vacations Made Easy! Vacationsoncredit.com

Luthersales introduces VacationsOnCredit.com. The newest and easiest way to choose and enjoy that luxury vacation that you always dreamed of.

Ultimate Vacation

VacationsOnCredit.com is a unique program that offers you cruises and resort hotels all over the world for the ultimate vacation of a lifetime.  You can take your cruise and resort vacation together, or you can cruise now and use your resort vacation at a later date.  Your Vacation, Your Way!

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This program is unlike others that charge you a monthly fee for being a member.  There is no membership fee or club to join.  Qualification for our Easy Credit terms depends on your employment, with a minimum of two years for government employees and four years with the same employer for employees in the private sector. VacationsOnCredit.com offers unmatched variety, convenience, fun and affordability through the convenience of payroll deduction or allotments.

You are three easy steps away from the vacation of a lifetime. Here’s how it works:

Choose Your Package

Choose a vacation package plan.  Swift Getaway, Break from Reality, or Broaden Your Horizons.  You then will be given a login that will show your destination options.

Pick A Destination

Choose from top luxury resorts across the US and Internationally. Locations may include Hawaii, Florida, Nevada, South Carolina, Mexico, Australia and Europe. VacationsOnCredit.Com works with many of the popular cruise lines including Carnival, Royal Caribbean, Norwegian, Princess Cruise Line, Celebrity and Holland America.

Make Three Payments & Pack Your Bags

Your package will include your Cruise and Resort Certificates, the Destination Guide, Resort Guide and Program Guide, all enclosed in a beautiful travel wallet. With VacationsOnCredit.com your travel insurance is included, and your vacation package is 100% refundable.

Sunset Walk

Your dream vacation is now more attainable that ever! Let VacationsOnCredit.com help you plan the ultimate vacation. Have  a question? Contact us now at vacations@luthersales.com or call us at 1-800-358-6466.

Isn’t it time for you to take a no-worry vacation? Call today!

Voluntary Employee Purchasing Program That Works!

There is a new way for employers to offer their employees a program that will help to improve productivity and morale while offering their employees the opportunity to obtain that much sought after work-life balance.

The Ultimate Voluntary Employee Purchasing Program from LutherSales can help employers achieve that with no cost and no liability. With the increasing reduction of credit to consumers, it is getting harder and harder for the average person to obtain the necessities for themselves or a growing family.  LutherSales The Ultimate Voluntary Purchasing Program allows employees to purchase furniture, bedding, appliances, computers, TV’s, electronics and even luxury vacations, while making manageable and responsible payments through payroll deduction, allotments, or electronic debit.

The payment terms are flexible, the employee is in control of what their budget can afford, and the payroll deduction gives the employee the ease, convenience and the responsibility of making their payments timely. This allows the employee not to worry about their financial situation, which alleviates stress and allows them to be more productive at work.

A simple solution that is a win, win for everyone. So if you’re an employer looking for a new and exciting benefits program check out The Producers- The Ultimate Voluntary Purchasing Program and see how Luthersales can help at no additional cost to your existing benefits program. Contact our national account manager today for more information.  LutherSales is luxury made easy.

The Ultimate Purchasing Program

If imitation is the sincerest form of flattery then LutherSales is blushing from ear to ear.  You know you have a good thing when others are trying to copy your concept, style and image.

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Many have tried to imitate our program, but none have duplicated what LutherSales has offered thousand of military, government, and healthcare workers for over 40 years. Luxury Made Easy, in a manageable and easy way to obtain the items you want and need without sacrificing your savings or using a credit card.

Some of those companies will even appear to look like LutherSales, but don’t be fooled. LutherSales is not a layaway program or a rent-a-center. When you purchase with LutherSales you receive brand new, high quality, furniture, bedding, appliances, computers, electronics, TV’s and much more. We offer you low monthly payments and flexible payment terms that fit easily into any budget. Top brands you know and trust like Ashley, Broyhill, Stanley, Apple, HP, Sharp, Toshiba, GE, Whirlpool and many more.

Golden Egg

LutherSales is also the only company of its kind that will allow you to obtain an entire suite of furniture in one purchase.  Those other companies have very limited selections and will only allow you to purchase one piece at a time.  Before you make your purchase, we encourage you to compare LutherSales with those other companies and see for yourself.

Tell your employer about us. LutherSales also has a voluntary employee purchasing program that gives employees the opportunity to purchase the items you need with the convenience of payroll deduction or electronic debit.  The Producers – The Ultimate Voluntary Employee Purchasing Program is a No Cost, No Liability program that can be easily implemented into your existing benefits package, a real win-win for everyone. Have your benefits coordinator contact our national account manager today for more information about this unique opportunity.

Leader of the Pack

No matter how similar it may seem, there is nothing like the original.  LutherSales is the premier industry leader for all your home furnishing needs, LutherSales is Luxury Made Easy!

Employee Purchasing Programs LutherSales

With the dawning of a new year we are seeing some improvements in our economy, but the middle class is still currently losing access to much needed credit. With banks cutting and resending lines of credit, it is impossible for the average Americans to obtain the much needed items for the growing families.

According to the findings of from the MetLife’s 8th Annual Study of Employee Benefits Trends, employees are not as productive at work, due to the fact that they are worried about their financial situation. This could possibly be due to the fact that you are stressing over how to obtain these much needed things for their families. With technology changing all the time, a family needs a computer to help the kids to stay ahead in school. A washer and dryer to help keep the family well maintained or a dining room table or family room furniture that will help the family to bond. Maybe even a new mattress for a truly good night’s sleep.

LutherSales’ The Producers Employee Purchasing Program gives the average family purchasing power to obtain the much needed merchandise like furniture, appliances, or computers or electronics through payroll deduction. This allows them to purchase without impacting their savings or using your much coveted credit cards. Americans are feeling the squeeze, but LutherSales’ Employee Purchasing Program can help alleviate the worry through the convenience of payroll deduction or electronic debit. This means they set the budget and the terms that are convenient for their budget. The payments are arranged through payroll deduction so that you don’t ever have to worry about a bill. Low monthly payments help you to structure your family’s budget while enjoying the much need Luxury Made Easy that your growing family needs. Check out www.producers.luthersales.com or call 1 800-358-6466 to learn more about this no cost, no liability program that will expose your employees to Luxury Made Easy.

This is no ordinary furniture on credit program, the selections are vast and the products offered are of the highest quality. These are name brands that you know and trust. LutherSales even have free nationwide delivery and free set up on furnitiure and bedding. LutherSales has been offering this unique program to government, military and federal civilian and healthcare organizations for over 44 years. Don’t just take our word for it, on to www.producers.luthersales.com and learn more about this exciting and unique program.