Things You Can Do To Help With Insomnia
For those living with an insomnia, bedtime can be a living nightmare for a mind that won’t turn off. Sleep deprivation causes not only serious health issues, but problems at work due to low productivity and mistakes caused by fatigue. Over-the-counter medications can be helpful for a few days but the problem with medication is that its effectiveness is short term…
No Spending One Day A Week
No spending one day a week. This can be played creatively like a game! If you have a transport pass, food in the fridge, coffee in the cupboard and wifi at home — you are set. A walk outside, making lunch for your partner and Skyping a friend are all free and fun!
Is Your Bedroom Affecting How You Sleep?
Did you know a great night’s sleep can depend on the comfort of your bedroom environment? Sleep can be affected by all five of your senses. Can you guess which affects your sleep the greatest? Although everyone is different, according to the National Sleep Foundation poll: 93% of Americans rated a comfortable mattress, and 91% rated comfortable pillows…
The Truth About Melatonin
According to the National Sleep Foundation, the pattern of waking during the day when it is light and sleeping at night when it is dark is a natural part of human life. Only recently have scientists begun to understand the alternating cycle of sleep and waking, and how it is related to daylight and darkness. A…
Budget Your Pants Off
Any good financial situation is founded on a solid budget, even the rich have to budget some things. Make a budget before you do anything else (and it’ll help you with building that cash cushion, as well). Identify areas where you can cut back spending (stop buying $5 cups of coffee, for instance), and then…
Is Lack Of Sleep Affecting Your Job Performance?
Most of us know that getting a good night’s sleep is important, but too few of us actually get eight hours of sleep. When we sleep, our brain “cleans” itself in order to learn and remember. It is believed that this is a time when the brain strengthens and builds new pathways between cells. When cell pathways are…
Plan, Plan, Plan
Before you can enjoy better financial health, you have to know where you’re going. What IS financial health to you? A good financial situation is different things for different people, and how you get there is up to you. The best way to start building better financial health is to make a plan. Write down…
Remember money isn’t everything
Money, of course, isn’t the only value in life. We also need good health, relationships, a meaningful life, among other things. Money and well-being does show some correlation up until $75,000 a year, but after that point money shows no significant effect on increased well-being. It’s important to remember that someone who is rich can…
First step is to get a copy of your credit report
Your credit reports can provide a snapshot of your overall financial standing and a free consultation reviewing your activity with our certified in house credit counselors. It is also easier than ever to obtain copies of your report without impacting your score due to an inquiry. *** If you have filled an application and submitted…
What You Should Know About Financial Assistance for College
With the incredibly expensive price of tuition, many parents are experiencing difficulty sending their children to college. Financial assistance programs provided by the school and other government institutions are implemented in all college and universities all over the world to cater the needs of deserving students who want to pursue their career. This is one…